{"id":68165,"date":"2022-03-04T15:08:28","date_gmt":"2022-03-04T14:08:28","guid":{"rendered":"https:\/\/debreemakelaardij.nl\/starter-coach\/"},"modified":"2022-03-04T15:08:29","modified_gmt":"2022-03-04T14:08:29","slug":"starter-coach","status":"publish","type":"page","link":"https:\/\/debreemakelaardij.nl\/en\/starter-coach\/","title":{"rendered":"STARTER COACH"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0)&#8221; background_color_gradient_end=&#8221;rgba(113,118,113,0.7)&#8221; background_color_gradient_direction=&#8221;178deg&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/debreemakelaardij.nl\/wp-content\/uploads\/2019\/10\/Schermafbeelding-2019-10-25-om-13.49.04-min.png&#8221; background_position=&#8221;bottom_center&#8221; background_enable_video_mp4=&#8221;off&#8221; height=&#8221;100px&#8221; custom_padding=&#8221;90px||229px||false|&#8221; fb_built=&#8221;1&#8243; _i=&#8221;0&#8243; _address=&#8221;0&#8243;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;3.25&#8243; width=&#8221;96%&#8221; width_tablet=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;1200px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|tablet&#8221; _i=&#8221;0&#8243; _address=&#8221;0.0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; _i=&#8221;0&#8243; _address=&#8221;0.0.0&#8243; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.29.3&#8243; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;25px&#8221; _i=&#8221;0&#8243; _address=&#8221;0.0.0.0&#8243;]<\/p>\n<h1 style=\"text-align: center;\">STARTER COACH | THE STARTER STEPS<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;10px||47px||false|&#8221; fb_built=&#8221;1&#8243; _i=&#8221;1&#8243; _address=&#8221;1&#8243;][et_pb_row _builder_version=&#8221;3.29.3&#8243; _i=&#8221;0&#8243; _address=&#8221;1.0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.29.3&#8243; _i=&#8221;0&#8243; _address=&#8221;1.0.0&#8243;][et_pb_text _builder_version=&#8221;3.29.3&#8243; _i=&#8221;0&#8243; _address=&#8221;1.0.0.0&#8243;]<\/p>\n<h1>Starter coach | Info for starters regarding buying a home<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;3.29.3&#8243; _i=&#8221;1&#8243; _address=&#8221;1.0.0.1&#8243;]<\/p>\n<h2><\/h2>\n<p><b>The starter coach is happy to help you with the purchase of your first home!<\/b><\/p>\n<p>Buying your first home is exciting! What does all this involve? What is the best order of steps to take? And who do you need during the process? Just a few questions that we would like to answer for you.<\/p>\n<p><strong>How much mortgage can you get?<\/strong><br \/> When you start your search for your ideal home for sale, it is important to know how much you have to spend. You can calculate this on the website of our mortgage advisor, Zaans Hypotheekhuis: http:\/\/www.zaanshypotheekhuis.nl<\/p>\n<p><strong>Find a suitable owner-occupied home<\/strong><br \/> Once you know how much you have to spend and how much monthly costs are involved, you can start looking for owner-occupied homes within your budget. We may already have your ideal owner-occupied home in our offer, if not, we are happy to help you find it.<\/p>\n<p><strong>View a house<\/strong><br \/> If you have found a property for sale that seems interesting to you, it is time to make an appointment for a viewing. As a <a href=\"https:\/\/debreemakelaardij.nl\/huis-kopen\/\">purchasing agent,<\/a> we can accompany you to the viewing. Our experience and expertise can help you properly assess a property. The most important thing, however, is that a home feels good.<\/p>\n<p><strong>Determining the value of your owner-occupied home<\/strong><br \/> Homes for sale have an asking price, however it is up to you to determine how much you are willing to pay. An opening bid, do you bid above or below asking price and what is your maximum bid? Let your own<a href=\"https:\/\/debreemakelaardij.nl\/huis-kopen\/\">purchasing agent<\/a>advise you on this; we will always be honest about the best achievable when buying your first home.<\/p>\n<p><strong>Make an offer on the owner-occupied home of your choice<\/strong><br \/> There are two options when you make an offer on the owner-occupied home that you have in mind: you start negotiating the price or you immediately make a final offer. You can always bid subject to financing, and subject to a building inspection. It is also wise to indicate a desired delivery date when bidding. Get advice on these matters from your purchase broker.<\/p>\n<p><strong>Sign the deed of sale<\/strong><br \/> When you and the seller have agreed on a price for the owner-occupied home, it is time to sign a preliminary deed of sale. The purchase deed is the document in which the seller and the buyer record the agreements regarding the purchase of the home. This deed of sale is also called the provisional deed of sale, because it can contain resolutive conditions regarding financing and a <a href=\"https:\/\/debreemakelaardij.nl\/en\/extra-services\/\">building inspection.<\/a><\/p>\n<p><strong>Arrange a mortgage<\/strong><br \/> Only when a price has been agreed is it time to actually take out a<a href=\"https:\/\/debreemakelaardij.nl\/en\/extra-services\/\">mortgage.<\/a> An independent mortgage advisor will be able to guide you in this, and find the best mortgage and offer for you. De Bree real estate advises you to contact Zaans Hypotheekhuis.<\/p>\n<p>Before the mortgage is a fact, you may need a <a href=\"https:\/\/debreemakelaardij.nl\/en\/extra-services\/\">building inspection.<\/a> A <a href=\"https:\/\/debreemakelaardij.nl\/taxaties\/\">home appraisal<\/a> is a requirement for a mortgage. De Bree real estate can take care of both for you.<\/p>\n<p>We also guide you in the last step of the process, the journey to the notary for the transfer.<\/p>\n<p>More questions or need help after reading these tips? Please feel free to <a href=\"https:\/\/debreemakelaardij.nl\/en\/contact\/\">contact<\/a> us. We are happy to discuss whether we can become your <a href=\"https:\/\/debreemakelaardij.nl\/huis-kopen\/\">purchasing agent.<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; make_equal=&#8221;on&#8221; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; padding_top_bottom_link_1=&#8221;true&#8221; padding_top_bottom_link_2=&#8221;true&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_bottom_1=&#8221;0px&#8221; padding_bottom_2=&#8221;0px&#8221; _builder_version=&#8221;3.29.3&#8243; background_color=&#8221;rgba(113,118,113,0.75)&#8221; inner_width=&#8221;96%&#8221; inner_width_tablet=&#8221;90%&#8221; inner_width_phone=&#8221;90%&#8221; inner_width_last_edited=&#8221;on|tablet&#8221; inner_max_width=&#8221;1200px&#8221; inner_max_width_tablet=&#8221;90%&#8221; inner_max_width_phone=&#8221;90%&#8221; inner_max_width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||98px|||&#8221; fb_built=&#8221;1&#8243; _i=&#8221;2&#8243; _address=&#8221;2&#8243;][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0&#8243; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;0px||9px|||&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0.0&#8243;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0.0.0&#8243; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.29.3&#8243; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#411b0b&#8221; header_font_size=&#8221;31px&#8221; header_line_height=&#8221;1.3em&#8221; max_width=&#8221;700px&#8221; custom_margin=&#8221;-7px||&#8221; custom_padding=&#8221;||&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0.0.0.0&#8243;]<\/p>\n<h1><span style=\"color: #ffffff;\">Questions about buying a house?<\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;3.29.3&#8243; custom_padding=&#8221;9px||30px||false|false&#8221; _i=&#8221;1&#8243; _address=&#8221;2.0.1&#8243;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0.1.0&#8243; custom_padding__hover=&#8221;|||&#8221;][et_pb_accordion _builder_version=&#8221;3.29.3&#8243; toggle_font_size=&#8221;19px&#8221; _i=&#8221;0&#8243; _address=&#8221;2.0.1.0.0&#8243;][et_pb_accordion_item title=&#8221;What does cost buyer mean?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;3.29.3&#8243; _i=&#8221;0&#8243; _address=&#8221;2.0.1.0.0.0&#8243;]<\/p>\n<p>These are the costs that the government attaches to the transfer of a home.<\/p>\n<p>This includes: the transfer tax (2%), the costs of the notary and the costs of the cadastral registration.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;When am I in negotiation?&#8221; _builder_version=&#8221;3.29.3&#8243; _i=&#8221;1&#8243; _address=&#8221;2.0.1.0.0.1&#8243; open=&#8221;off&#8221;]<\/p>\n<p><span>Once the selling party responds to your offer by making a counter offer, you are in negotiation. If the selling broker indicates that he will discuss your offer with the selling party, then you are not yet in negotiations.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What are resolutive conditions?&#8221; _builder_version=&#8221;3.29.3&#8243; _i=&#8221;2&#8243; _address=&#8221;2.0.1.0.0.2&#8243; open=&#8221;off&#8221;]<\/p>\n<p><span>When buying a house, the buyer can have resolutive conditions included in the purchase agreement to guarantee the chance that the purchase can be dissolved if the conditions are not met. Resolutive conditions often relate to obtaining financing, the National Mortgage Guarantee and a building inspection.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; _i=&#8221;1&#8243; _address=&#8221;2.1&#8243; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;3.29.3&#8243; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#411b0b&#8221; header_font_size=&#8221;31px&#8221; header_line_height=&#8221;1.3em&#8221; max_width=&#8221;700px&#8221; custom_margin=&#8221;-7px||&#8221; custom_padding=&#8221;||&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; _i=&#8221;0&#8243; _address=&#8221;2.1.0&#8243;]<\/p>\n<h1><span style=\"color: #ffffff;\">Do you have a question, email us!<\/span><\/h1>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;3.29.3&#8243; hover_enabled=&#8221;0&#8243;]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f57660-o1\" lang=\"nl-NL\" dir=\"ltr\" data-wpcf7-id=\"57660\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/68165#wpcf7-f57660-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contactformulier\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"57660\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"nl_NL\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f57660-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input 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wpcf7-validates-as-tel\" aria-invalid=\"false\" placeholder=\"Telefoonnummer *\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span><\/label><br \/>\n<label><span class=\"wpcf7-form-control-wrap\" data-name=\"Waar\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"Waar\"><option value=\"\">&#8212;Kies een optie&#8212;<\/option><option value=\"Verkoop\">Verkoop<\/option><option value=\"Aankoop\">Aankoop<\/option><option value=\"Taxaties\">Taxaties<\/option><option value=\"Verhuur\">Verhuur<\/option><option value=\"Anders\">Anders<\/option><\/select><\/span><\/label><br \/>\n<label><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Wat is uw vraag? *\" name=\"your-message\"><\/textarea><\/span><\/label><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Verzenden\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.29.3&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(113,118,113,0)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0)&#8221; background_color_gradient_direction=&#8221;1deg&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/debreemakelaardij.nl\/wp-content\/uploads\/2019\/10\/Schermafbeelding-2019-10-25-om-13.49.04-min.png&#8221; background_position=&#8221;bottom_center&#8221; max_height=&#8221;1000px&#8221; custom_padding=&#8221;160px||160px||true|&#8221; fb_built=&#8221;1&#8243; _i=&#8221;3&#8243; _address=&#8221;3&#8243;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; 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header_font_size_last_edited=&#8221;on|desktop&#8221; _i=&#8221;0&#8243; _address=&#8221;3.0.0.0&#8243;]<\/p>\n<h1>More information about mortgages?<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/debreemakelaardij.nl\/en\/extra-services\/&#8221; button_text=&#8221;EXTRA SERVICES&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;3.29.3&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;13px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#717671&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;#ffffff&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;22px||&#8221; custom_padding=&#8221;14px|40px|14px|40px|true|true&#8221; button_text_color__hover_enabled=&#8221;on&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; 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